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Horrible. I think this is a scam. I should've known better and looked them up.
Members Heritage Federal Credit Union. 3301 Leestown Rd Lexington, KY 40511. Central Bank Trust Co. 300 W Vine St Lexington, KY 40507. From Business: Located in Lexington, Ky.Central Bank Trust Company offers commercial and retail banking, insurance, brokerage and trust services and products through more th… 10.
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Although the APR associated with short term loans is higher than that associated with other forms of credit, it is still considerably less than the charges associated with overdrafts and nonsufficient funds. Please see below for a cost comparison. вЂў Nonsufficient Funds with Bounced Check Fee: 45 total charge, 1173. 21 APR вЂў Overdraft Fee: 40 charge, 782.
14 APR вЂў Late Fee: 20 charge, 521. 43 APR вЂў Short Term Loan: 10 charge, 260. 71 APR.