The Payday Lending Industry. Payday lending is a big business. The Community Financial Services Association of America (CFSA) boasts more than 20,000 member locations more than either Starbucks or McDonalds.
About 19 million American households (nearly one out of every six in the country) have taken out a payday loan at some point.
How Payday Loans Work. Payday loans get their name because they usually come due on the borrowers next payday. Theyre different from regular bank loans in several ways: Smaller Amounts.
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