Healthy Joints. Exercise and nutrition tips for preventing pain and stiffness. Exercises for Sore Joints. Decrease pain, increase energy. Are You Hurting Your Joints. How to keep them working their best.
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A prepayment penalty is a clause in a mortgage agreement that states that, if the mortgage is paid off early, a penalty fee will be imposed. If you refinance too early that can even qualify for a penalty. It might seem weird that repaying the loan early is penalized, but it is set up that way to ensure profits--the interest on the loan is the profit--and the longer you are paying interest, the more money the bank makes. They want protection against losing those profits, and thats why prepayment penalties can be included in some contracts.
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