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Current rate of interest for personal loans in india

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Current rate of interest for personal loans in india

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Current rate of interest for personal loans in india

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Current rate of interest for personal loans in india

Credit agreements concluded by unregistered credit providers are unlawful and in contravention of the Act, Peters added. The NCR reminded credit providers that the overcharging of interest andor fees under a credit agreement is now a criminal offence.

Criminal charges will be laid by the NCR against credit providers overcharging consumers, Peters said. The National Credit Regulator resorts under the Department of Trade and Industry and is responsible for regulation of the South African credit industry and making sure credit providers comply with the National Credit Act. In November last year, amendments were introduced to the National Credit Act which means among other things that any institution that lends money needs to be registered as a credit provider.

Prior to the amendments, a person or an institution had to register as a credit provider only if he or she was the credit provider of at least 100 credit agreements, or if the principal debt owed exceeded R500 000.

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Current rate of interest for personal loans in india