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Late or lack of repayment could have many adverse effects, the least of which would be added finance and interest charges on the balance outstanding as well as legal fees accrued in recovering the monies from you. Creditpoor is a broker, not a lender. Creditpoor is a registered trading name of PJG Financial Limited which is entered on the Financial Services Register under reference number: 769219.
PJG Financial Limited is registered in Scotland (company number SC535782), registered office 272 Bath Street Glasgow G24JR, Licensed by the information commissioners office (ZA185395). 12 Month Payday Loans. 12-month payday loans are called installment loans released for repayment duration of 1, 2, 3, 6, 9-months, or 1 year.
Related Stories. Payday loans with high interest rates are advertised as a stopgap until your next payday. But what if you can't pay them back.
Taking out a new payday loan every month to pay for the last one leads to spiralling costs. Young, British and Broke presenter Miquita Oliver shows the payday loan interest calculator in action. BBC Three documentary Young, British and Broke: The Truth about Payday Loans shows the stories of several young people who 'refinanced' payday loans - took out a new loan with another company to pay off the first loan, including any interest owed.