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They take the money electronically. Tracey, emergency personal loan I were you I'd close that account ASAP. Move the money in it to a new account at a bank where you don't owe money (for example, owing on their credit card), and also not Wells Fargo or Union Bank (they are known to put holds on accounts after a bankruptcy filing).
If you live in the San Francisco Bay area, I'd be happy to give you a free consultation. In any event, all the best to you. can a attorney find out you have payday loans if it's not on a credit report. Karen, I'm not clear why an attorney (not working for the payday loan companies) would want to find out you have payday loans, but I don't really know of a way to find that out other than by credit emergency personal loan.