The lender in turn immediately hard money loan rates the borrowed amount, but waits to cash your check until the payday comes. Nowadays, some electronically minded lenders have borrowers sign an agreement for automatic repayment from their bank accounts. Lenders usually ask that you provide personal identification and proof of income when you apply. Some employers offer payday loans or advances on paychecks as a service to their employees. Terms vary, but often no fees or interest are charged.
Direct Deposit Advances. Another form of cash advance is a direct deposit advance. With this lending tool, banks advance an amount based on a customer's direct deposits. Then, when the deposit is actually made, the bank recoups the loan and the associated fees.
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The type of item being pawned and its condition makes a difference in the loan value as well. Some of the higher value loan items include: Gold, high end watches and jewellery Up to date electronics Tablets and smartphones Quality guitars and musical instruments Collectibles.
These items bring higher loans, but almost any item can be pawned including household goods, entertainment systems, tools, costume jewellery, and more. The basic rule is that if it is not illegal, and we dont have to feed it or water it, we can likely give a loan on it.
How do I actually get the loan. Okay, so in the example we are using the client came in with a nice Hard money loan rates acoustic guitar and a case, both in excellent condition.