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Creditpoor is a broker, not a lender. Creditpoor is a registered trading name of PJG Financial Limited which is entered on the Financial Services Register under reference number: 769219. PJG Financial Limited is registered in Scotland (company number SC535782), registered office 272 Bath Street Glasgow G24JR, Licensed by the information commissioners office (ZA185395). 12 Month Payday Loans. 12-month payday loans are called installment loans released for repayment duration of 1, 2, 3, 6, 9-months, or 1 year.
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However, if your employer allows it, you can take out a loan from your 401k or similar plan. You can borrow up to half the balance in your account, up to a maximum of 50,000. And as long as you pay the money back within five years, you owe no taxes and no penalty.
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