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It pays to shop around. Why VA Buyers Might Need Cash Reserves. Your income and asset picture is important to the homebuying journey. Lenders want to make sure you have stable, reliable income thats likely to continue. Generally, theres no minimum dollar amount you need in the bank to start the homebuying jacksonville florida cash advance. But lenders will be on the lookout to make sure you can financially handle the new mortgage payment and the costs of closing on the loan.
In some cases, you may need a certain amount of cash reserves to satisfy lenders.