Often times the reason is simply that the annuity payments coming in over time are no longer appropriate for the needs of the recipient. For example, the structured settlement annuity could have been awarded when the accident victim was a minor, but now as an adult with a full time job they would benefit more from receiving noor bank personal loan interest rate lump sum of money today. Sometimes there are very specific reasons why small periodic payments do not meet the needs of the structured settlement annuity recipient, and only a lump sum can help accomplish their goals.
Some of the reasons are: Buying or repairing a home. Use a lump sum to make a down-payment on your new home or make repairs to your existing home. Starting or investing in a business.
Use a lump sum of cash as start-up capital for a new business or to grow an existing business. Funding a college education.
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