Some lenders may ask you online personal loans in iowa pad your income to help get your loan approved. You are being set up. This may help you get your loan quicker, but you may not have enough income to make the required monthly payments and could lose your home. Beware of balloon payments. If you have fallen behind on your payments, and face foreclosure, some lenders will offer to lower your monthly payments. Look carefully at the terms of the loan.
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At the end of the loan term, you will be asked to pay the entire amount you borrowed, due in one lump sum. This is called a balloon payment and often results in the loss of your home.
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