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They sent a threatening letter to her. When she called to find out what was going on employees were rude and condescending. Hung up on her 3 times and when asked to speak to a supervisor, a random guy came on whom was more condescending than the employees. My daughter was told to take her to Montclair and find out what was going on. Not their problem.
This seems to me like fraud. I recently checked my credit score and saw I had a derogatory account from Progressive Financial Services for 150 or so. I looked them up and saw they were a debt collector for other companies so I didnt really know who initiated the charge.
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Please see below for a cost comparison. вЂў Nonsufficient Funds with Bounced Check Fee: 45 total charge, 1173. 21 APR вЂў Overdraft Fee: 40 charge, 782. 14 APR вЂў Late Fee: 20 charge, 521. 43 APR вЂў Short Term Loan: 10 charge, 260. 71 APR.