Home buyer Stacie Sheftel of Clearwater, Fla.says she had several offers rejected in favor of cash buyers, even though her offers backed by an FHA loan were higher. She eventually had an offer accepted after switching to conventional financing at a sellers request. She provided documentation to prove she had funds to close, and because she wanted the seller to contribute 3 toward closing, she offered the asking price plus 3.
While she had personal loan quick approval bring more money to the table - 5 down instead of 3. 5 - she finally got a home.
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