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Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law. WhiteRockLoans. com has no knowledge of or control over the loan terms offered by a lender.
These are common for certain types of loan applications, as well as employment and rental applications. What is a hard credit check.
A hard check, on the other hand, goes a little more in-depth with your credit history. You also need to give your permission for a hard pull on your credit report. It can cause a temporary dip in your credit score and stays listed as an inquiry for two years. What are lenders looking for.
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