Kevin said he was from a company called Cash 4 You, which was unconnected to eTaxLoan. com. By this point, I was wholly confused. ETaxLoan had said it was a secure site, but now, many different companies had my application - and, presumably, my personal information. It turns out there's a huge online bidding process for such loans.
ETaxLoan isn't a lender at all, but something called a lead generator. It finds potential customers, then passes them on.
Not all the lenders in our network can provide up to 1,000 in payday loans and 3,000 in online personal loans. The limits and regulations vary from state to state. Cash transfer times and terms may vary from lender to lender.
Consumer Notice: We remind that payday loans and online personal loans for small dollar amounts are not a long term financial solution. These credit options imply relatively high interest rates and become a very costly solution if used improperly. Consumers that seek funds for longer terms or debt relief should consult credit advisor prior to making credit decisions of taking a short term or an online personal loan for small dollar amount.
Some lenders on the Cash Advance® network may conduct a non- traditional credit check in order to determine your eligibility for a loan. Lenders typically do not conduct a credit inquiry with the three major credit bureaus: Transunion, Experian, or Equifax.
If you do not repay your loan on time your lender may report this delinquency to one or more credit bureaus, which could have a negative impact on your credit score. We encourage consumers with credit problems to consult a Credit Counseling company. RENEWAL POLICY INFORMATION. Loan renewal policies are largely governed by state regulatory legislation.
The loan renewal options will be presented to you by your lender prior to your acceptance of the loan. Please make sure to diligently read the renewal policy presented to you prior to signing the loan documents.
Payday loans are intended to be a short term financial instrument.
23 APR. ARE THERE ANY FEES. Our services will always be provided free of charge, but that is not to say that the lender will give you a loan for free.
Your lender will charge you fees andor interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.
WHAT IF I NEED TO MAKE A LATE PAYMENT. Late Payment penalties differ from lender to lender. Lenders may be forgiving if you contact them directly, though some may automatically add a fee if it is in their agreement. For more information, please contact the lender directly if you have any issues repaying your loan.